Complete the following questionnaire to learn more about your spending habits.
| Your Financial Check-Up |
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| 1) Do you plan ahead and save for large expenditures? |
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| 2) Are you planning so that you are not broke before you get your next paycheque? |
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| 3) Do you think that you spend a reasonable amount of money on personal items (eating out, clothes, etc.)? |
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| 4) Are most of your purchases needed? |
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| 5) Are you self-supporting? Do you find yourself needing to borrow money from family or friends, getting a cash advance on a credit card or using a line of credit? |
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| 6) Do you know how much money you spend monthly on food eaten away from home? |
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| 7) Do you make it a habit to go to more than one store to compare prices and quality before deciding on a big purchase? |
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| 8) Can you resist buying items you don't need even though they're on sale? |
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| 9) Are you debt free? |
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| 10) Do you know what your usual monthly expenses are? |
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If you answered No to any of the questions in the above questionnaire, it may be time to start taking steps to managing your money more wisely.